- Bank Loan
- Bankruptcy
- Budget
- Children's Future
- Consumer Proposal
- Credit Cards
- Credit Counselor
- Credit Report
- Credit Score
- Debt
- Debt Collectors
- Debt Consolidation
- Early Retirement
- Financial Freedom
- Financial Literacy
- Financial Problems
- Financing For Renovation
- Gambling Debt
- Holiday Debt
- Income Tax Debt
- Investment
- Money
- Money Management
- Money Saving Tips
- online fraud
- Online Scams
- Owing A Car
- Pawnshop loans
- Payday Loans
- Refinance
- Running Out Of Money
- Save Big Money
- Saving Tips
- Secure Retirement
- student loan
- Tax
- Uncategorized
- Wage Garnishment
- April 2021
- March 2021
- February 2021
- January 2021
- December 2020
- November 2020
- October 2020
- September 2020
- August 2020
- July 2020
- June 2020
- May 2020
- April 2020
- March 2020
- February 2020
- January 2020
- December 2019
- November 2019
- October 2019
- September 2019
- August 2019
- July 2019
- May 2019
- April 2019
- March 2019
- February 2019
- January 2019
- December 2018
- October 2018
- September 2018
- August 2018
- July 2018
- June 2018
- May 2018
- April 2018
- February 2018
- January 2018
- December 2017
- November 2017
- October 2017
- September 2017
- August 2017
- July 2017
- June 2017
- May 2017
- April 2017
- March 2017
- February 2017
- January 2017
- December 2016
- November 2016
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- November 2015
- October 2015
- September 2015
- August 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- November 2014
- October 2014
- September 2014
- August 2014
- July 2014
- June 2014
- May 2014
- April 2014
- March 2014
- February 2014
- January 2014
- December 2013
- November 2013
- October 2013
- September 2013
How to Deal With a Bad Cell Phone Plan
You may know that sinking feeling when realizing you’ve made a bad choice on a cell phone contract. It might have sounded great at the time, but now that your financial situation has changed, an initially attractive deal has suddenly lost its appeal. Worse yet, it may now be a liability for you.
So what can you do to deal with this scenario without tearing your hair out in frustration? The following are just a few ways that you can use to deal with a bad cell phone plan.
Ask for Help
This is probably the most obvious but least used method. Most people shy away from letting their cell phone company know about their financial troubles. But if the plan isn’t working for you anymore, or if you’re having trouble making payments, contact your provider to see if they can help you. Always ask as many questions as possible.
In most cases they’ll be willing to cooperate as long as they don’t lose you as a customer. It can be easier for them to keep an existing customer than acquire a new one. So call your service provider and see what they can do.
Price Matching
If you are unsure how the cell phone company will react, ask around to get some quotes from competitors. If you present your case effectively, they may even agree to match the price of a competitor to keep you as a customer. This is a good way to get a reduction on your monthly bill.
Many people complain about being treated badly by big companies, but they never take any action. If you’re serious about getting out of a bad deal, then let your provider know as soon as possible. Most corporations have a complaints department to deal with any problem issues with service or billing.
Be specific with your complaint, and highlight the reasons you have for considering the deal to be a bad one. If you have a good reason to object to your agreement, you can file an official complaint with regulating authorities such as the Federal Trade Commission and the Better Business Bureau.
Pay to Terminate
Sometimes it is easier and more effective to just pay an early termination fee to get out of your contract, but this should be a last resort. Make sure to get the cancellation in writing so you are not liable for any monthly recurring payments.
In the end, you can use this as a learning experience for the next time you choose a cell phone plan. Using these tips will help you resolve the situation, and be sure to do proper research into your provider before signing another contract.