Credit consolidation is a debt management plan that can help you to overcome debt. Credit consolidations,such as a consumer proposal can offer relief to individuals who have multiple credit accounts and loans. Consolidating your loans means that you only have to make one payment, usually with lower interest rates, so that the ...

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Perhaps the biggest deterrent people feel when contemplating bankruptcy is the adverse effect it has on their credit score. It is true that bankruptcy affects one’s credit score, but to what degree? Just how much does bankruptcy really affect one’s credit score? In this article, we’re going over the basics of ...

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It is a fact of life for most people in the 21st century: at some point or another, you are going to need to borrow money in order to continue living your life. Whether it be for a house, to grow your business, for higher education to make yourself a more marketable/valuable employee, eventually we all need to take out loans. ...

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