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An Introduction To The Canadian Credit System

Posted by in Credit Report
27
Nov 2015
A credit score represents creditworthiness, or a person’s ability to repay their debts as promised. Having a high credit score is generally understood to be a good thing, as the score is often used as an important factor in deciding whether or not you will be approved for certain loans and the insurance rates available to ...


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How To Read a Credit Report

Posted by in Credit Report
10
Apr 2015
In Ontario there are two main credit reporting agencies: Equifax and TransUnion. These agencies keep track of your past and present: personal information, credit information, debt, and credit related enquiries. You and the government are really the only people who can view your credit history unless you have provided permission ...


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