How Long Does Bankruptcy Last in Canada?

Posted By  on Jan-28-2014
A number of factors determine length of bankruptcy proceedings. Income, size of family, and previous declarations of bankruptcy decide the date of discharge from bankruptcy. Even after you have been discharged, loans that were excluded from consideration in proceedings remain your responsibility.  Read More

How to Recover from your Holiday Debts

Posted By  on Jan-23-2014
The Holiday season celebrates with friends and family over food and gifts. Often that means travel to see family. If you went beyond budget or did not make your savings goals going into December, and relied on credit to tide you over, there are steps you can take to manage your debt.  Read More

What does the free consultation entail?

Posted By  on Jan-14-2014
If you are having financial trouble, you may have thought about going to see a trustee. One of the things you will see our office advertise is a free consultation. Now, everyone loves to hear that something is free, but is there a catch? Will you be pressured into signing papers?  Read More

How to Restore Credit After Personal Bankruptcy

Posted By  on Dec-05-2013
Re-establishing your credit rating after declaring personal bankruptcy can be difficult, but it’s not impossible. Your goal is to manage your money, avoid future bankruptcy, and restore your credit rating. Meet these goals by making, and following, a credit plan. You must make a plan to avoid having to file for bankruptcy again.  Read More

Why Payday Loans Are Never a Good Idea

Posted By  on Nov-25-2013
Many people are aware that payday loans are a bad idea, but they continue to use them anyway. Why? Fast cash. Where else can you get a few hundred dollars in just a few hours – with no credit check? Payday loans may seem like a great way to pay for unexpected expenses or buy groceries until payday comes along.  Read More

5 Myths About Bankruptcy

Posted By  on Nov-16-2013
The situations that require people to file for personal bankruptcy are extremely stressful. There are many reasons why people may find themselves in a financial black hole: unemployment, severe illness, and divorce being just three reasons why someone may be unable to repay their creditors.  Read More

Three Ways to Pay Down Your Credit Card Bill

Posted By  on Nov-04-2013
Credit card debt is an issue that many Canadians struggle with. It’s easy to spend money, but not always so easy to pay down the debt. This is especially true if you have credit cards with high interest rates and you pay only the minimum payment each month. It can seem like a never-ending cycle.  Read More

3 Ways to Save

Posted By  on Oct-15-2013
Cutting back on expenses can be difficult, especially when many companies are dedicated to making it easier to spend more of our hard earned money. Throughout the day we are often bombarded with opportunities to spend amount that appear insignificant when viewed individually.  Read More
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