Credit card issuers rely on your credit score to assess your financial situation before approving you for a credit card. But you need at least one account – that has been active for over six months – to have a credit score. Some people don’t realise that they have a credit history due to their mobile phone ...

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Identity theft occurs when your personal or financial information is stolen and used by another entity to make purchases, file taxes, get benefits, or commit fraud. If you are a victim of identity theft, you will likely experience shock, confusion, and fear that someone got past your security systems. While there isn’t ...

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If you are looking to stay on top of bills and get out of debt it is important to maximise your savings on transportation, walking to all your destinations is the least expensive method. You may also use a bicycle for quick nearby errands, or buses and trains for long distance travel. But you don’t necessarily ...

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Contributing to both a RRSP and a TFSA is a great way to capitalise on tax advantages to grow your savings. But if you can’t afford to invest in both, which one betters favours your personal financial and tax situation? How TFSA compares to RRSP A Tax-Free Savings Account (TFSA) shares some similarities with a ...

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