When looking to raise funds fast, like for an emergency, some people result to selling some of their belongings at throw-away prices. But sometimes, selling may not get you the funds you need fast enough, so you hand over those items to a pawnbroker in exchange for an instant loan with a ridiculously high daily or monthly ...

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Reducing the number of credit cards you have seems like a smart financial move, though it is not necessarily true. There are three possible outcomes if you choose to cancel your credit cards: Your credit-card utilisation ratio will increase Your utilisation ratio refers to the ratio of the cumulative balance on all ...

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For millennials who are just learning about credit cards and credit ratings, gaining proper understanding of the different types of credit cards and how they affect your credit rating can help to shape your financial success. Many people don’t receive enough financial information to avoid common credit card pitfalls. ...

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One of the biggest concerns for graduates, aside from finding a good job, is making their student loan repayments. Educational institutions often don’t provide financial counselling, and repayment options make it hard to achieve financial independence. As tough as things may seem, it is important that you keep up with ...

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