If your mortgage is up for renewal and you are drowning in revolving debt, you may find yourself in a real financial jam. Before you dig yourself deeper into debt or start missing payments, consider refinancing your mortgage to pay off credit cards. What is refinancing? Mortgage refinancing is when you take out a new ...

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In North American culture, buying a house is considered one of the more remarkable things someone can do. It shows that a lender was impressed enough to give you a mortgage to fund this expensive asset, and that you were able to save enough money for a down payment. But, how do you manage to come up with a down payment to ...

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Sometimes, life moves so fast, we don’t have time to catch our breath. We leave clothes on our bedroom floor, we miss appointments we forget about, and we let it go too long before reconnecting with old friends. We may even find ourselves in less than ideal financial situations that leave us broke at the end of every month, ...

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If you are a freelancer or work solely on commission, your income may vary greatly. Trying to come up with a monthly budget when you collect a variable income is tough, but is far from impossible. Budgeting on a fluctuating income can be done, and you may even end up saving money at the end of the year. Week, month, year The ...

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