I always finish my summer holidays with a much lighter wallet then I started with. It can be hard to resist the temptation to spend with and on family and friends, but if you plan ahead, create a budget (and stick to it), and think of money saving ideas, you are sure to have a wonderful (and stress free) summer. Plan ...

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In Ontario there are two main credit reporting agencies: Equifax and TransUnion. These agencies keep track of your past and present: personal information, credit information, debt, and credit related enquiries. You and the government are really the only people who can view your credit history unless you have provided permission ...

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