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What are the Laws on How Often a Collections Agency Can Call Me?

Posted by in Bankruptcy
30
Sep 2014
If you have mounting debts which you are unable to pay, your creditors could use a collection agency to chase you for payment. These collection agencies could threaten you with court action, or threaten to seize your assets. It’s essential that you know your rights regarding debt collectors, as you can file a complaint about ...


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When Should I See A Lawyer About My Debt Problems?

Posted by in Bankruptcy
23
Sep 2014
If your financial situation is so dire that you are considering seeing a lawyer about your debt problems, you should first make a thorough assessment of your finances. You may be able to solve your financial problem yourself, but if not you need to know where to go for help. In Canada, bankruptcy trustees are experts in ...


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What is the Difference Between a Bankruptcy Trustee And a Lawyer?

Posted by in Bankruptcy
16
Sep 2014
In Canada, consumer proposals or personal bankruptcies must be administered by a licensed bankruptcy trustee. Bankruptcy trustees are not lawyers. Bankruptcy lawyers do not—unlike in the US—administer bankruptcies. If you decide to declare bankruptcy, a bankruptcy trustee must file the paperwork for you. Bankruptcy ...


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What are the Laws about Opening a Bank Account?

Posted by in Bankruptcy
9
Sep 2014
Under Canadian law, you have the right to open a bank account regardless of a lack of a job, a lack of money to put into the account right away, or past bankruptcy. The only exception to this rule is that Banks can refuse to open an account for you if: They suspect that you have committed a crime related to any ...


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Does Filing for Bankruptcy Mean that I have to Give Up my Stuff?

Posted by in Bankruptcy
2
Sep 2014
Even if your financial situation is so overwhelming that you are filing for personal bankruptcy, you will not have to give up all your possessions. Bankruptcies are not intended to be punitive, but are instead the fairest way for the honest debtor deal with their debt and move forward. If you file for personal bankruptcy you ...


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