Many people are aware that payday loans are a bad idea, but they continue to use them anyway. Why? Fast cash. Where else can you get a few hundred dollars in just a few hours – with no credit check? Payday loans may seem like a great way to pay for unexpected expenses or buy groceries until payday comes along. However, those ...

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The situations that require people to file for personal bankruptcy are extremely stressful. There are many reasons why people may find themselves in a financial black hole: unemployment, severe illness, and divorce being just three reasons why someone may be unable to repay their creditors. Sadly, people who can lessen their ...

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Bankruptcy is a sign of failure for many people. They may think that they are doomed for life, unable to get a car loan, own a home or even get that dream job because of their now-damaged credit history. A bankruptcy will lower your credit score, but if you made the decision to file for bankruptcy, then it is very likely that ...

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Credit card debt is an issue that many Canadians struggle with. It’s easy to spend money, but not always so easy to pay down the debt. This is especially true if you have credit cards with high interest rates and you pay only the minimum payment each month. It can seem like a never-ending cycle. However, there are some ways in ...

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